:root{--ink: #172536;--muted: #5e6975;--brand: #143d68;--brand-dark: #0d2a49;--accent: #f5a623;--accent-dark: #c87800;--surface: #f7f9fb;--line: #d9e1ea;--white: #fff;--shadow: 0 14px 40px rgb(17 38 59 / 14%);font-family:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-size:16px;line-height:1.6}img{max-width:100%;height:auto;display:block}a{color:var(--brand);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:var(--accent-dark)}:focus-visible{outline:3px solid var(--accent);outline-offset:3px}.container{width:min(1140px,calc(100% - 32px));margin-inline:auto}.sr-only,.hidden-field{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;left:16px;top:10px;z-index:20;transform:translateY(-140%);background:var(--brand);color:var(--white);padding:8px 12px;border-radius:4px}.skip-link:focus{transform:translateY(0)}.topbar{background:var(--brand-dark);color:var(--white);font-size:.92rem}.topbar__inner,.header__inner{display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar__inner{min-height:38px}.topbar a{color:var(--white);font-weight:700;text-decoration:none}.site-header{position:sticky;top:0;z-index:10;background:var(--white);box-shadow:0 4px 18px #143d6817}.header__inner{min-height:86px}.logo{flex:0 0 190px}.logo img,.site-footer img{width:190px}.primary-nav>ul,.submenu,.site-footer ul,.breadcrumbs ol{list-style:none;margin:0;padding:0}.primary-nav>ul{display:flex;align-items:center;gap:6px}.primary-nav li{position:relative}.primary-nav a{display:block;padding:12px 10px;color:var(--ink);font-size:.95rem;font-weight:700;text-decoration:none}.primary-nav a:hover{color:var(--brand)}.submenu{position:absolute;top:100%;left:0;width:260px;display:none;background:var(--white);border:1px solid 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18px;font-size:clamp(1.65rem,2.3vw,2.4rem)}h3{font-size:1.24rem}.hero__summary{max-width:720px;font-size:1.18rem}.hero__bullets,.check-list{display:grid;gap:10px;padding:0;list-style:none}.hero__bullets{grid-template-columns:repeat(2,minmax(0,1fr));margin:24px 0}.hero__bullets li,.check-list li{position:relative;padding-left:28px}.hero__bullets li:before,.check-list li:before{content:"";position:absolute;left:0;top:.62em;width:10px;height:10px;background:var(--accent);border-radius:50%}.hero__actions{display:flex;gap:12px;flex-wrap:wrap}.hero__panel{position:relative}.hero__panel img{width:100%;aspect-ratio:3 / 2;object-fit:cover;border-radius:8px;box-shadow:var(--shadow)}.decision-card{position:absolute;left:22px;bottom:22px;max-width:300px;padding:18px;background:var(--white);color:var(--ink);border-left:5px solid var(--accent);box-shadow:var(--shadow)}.decision-card span,.decision-card small{display:block;color:var(--muted)}.decision-card strong{display:block;font-size:1.25rem}.stats-band{background:var(--accent);color:#181713}.stats-band__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px}.stat{padding:26px 18px;text-align:center}.stat strong,.stat span{display:block}.stat strong{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.1}.content-section{padding:58px 0}.content-section:nth-of-type(2n){background:var(--surface)}.content-section__inner{max-width:900px}.content-section p{color:var(--muted);font-size:1.04rem}.cards-section{padding:58px 0;background:var(--surface)}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{background:var(--white);border:1px solid var(--line);border-radius:8px;padding:22px;min-height:190px}.service-card h3{margin-top:0}.service-card a{text-decoration:none}.fact-sheet{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:38px;margin-bottom:38px;background:var(--line);border:1px solid var(--line)}.fact-sheet 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0}.submenu{position:static;width:auto;box-shadow:none;border:0;padding-left:16px}.submenu-toggle{display:block;position:absolute;top:5px;right:0;width:42px;height:42px;border:0;background:transparent}.submenu-toggle:after{content:"+";font-size:1.45rem;color:var(--brand)}.header-actions{margin-left:auto}.header-actions .button{display:none}.hero{padding:48px 0 42px}.hero__grid,.form-layout,.hero__bullets,.stats-band__grid,.cards-grid,.fact-sheet,.footer-grid{grid-template-columns:1fr}.decision-card{position:static;margin-top:12px;max-width:none}}@media(max-width:560px){.container{width:min(100% - 24px,1140px)}h1{font-size:2.25rem}.hero__actions,.button{width:100%}.form-grid{grid-template-columns:1fr}.contact-form{padding:18px}}